Insurance Guidance from Someone You Know and Trust

At Hometown Coverage, we believe there is still value in sitting down with a neighbor, asking questions, and having someone who truly knows you and your community.

Michele Bivens, owner of Hometown Coverage with Michele

Our Mission

At Hometown Coverage with Michele, we believe insurance should be simple and easy to understand. Whether you're exploring Medicare, Life, Cancer, Heart Attack & Stroke, Dental, Vision, Hearing, or other protection options, we're here to educate — not pressure. Our goal is to help you make confident decisions and find coverage that fits your needs, your budget, and your stage of life.

We take pride that you will have a local advisor who takes the time to answer your questions, explain your options, and be there long after your policy is in place. Because when you need help, you deserve to know exactly who to call.

"Insurance is not just about a policy. It is about peace of mind — and knowing you have someone in your corner."
Michele Bivens — Owner, Hometown Coverage with Michele, LLC

WHAT WE PROTECT

Coverage That Fits Your Life

Medicare

Medicare

Navigating Medicare can feel overwhelming. Michele will walk you through your options so you can choose with confidence.

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Cancer

Cancer

Supplemental coverage that pays you directly if you're diagnosed, helping cover costs your health insurance may not.

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Heart Attack & Stroke

Heart Attack & Stroke

Financial protection designed specifically for heart attack and stroke events — when you need support most.

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Marketplace

Marketplace

Affordable individual and family health plans through the Marketplace — we'll help you find the right fit for your budget.

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Life Insurance

Life Insurance

Secure your family's future with coverage designed around the people you love most.

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Vision, Dental & Hearing

Vision, Dental & Hearing

Affordable dental, vision, and hearing plans to keep your everyday health covered.

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ALSO AVAILABLE

Employer Tax Savings Plans

Michele also helps businesses and employees reduce payroll taxes through Section 125 pre-tax benefit plans — keeping more money where it belongs.

OUR PROMISE

Insurance Companies May Offer Similar Plans — The Experience Should Not Be

Many people purchase coverage online from someone they have never met and may never speak to again. At Hometown Coverage, we believe there is still value in sitting down with a neighbor.

Meet Michele

A Neighbor, Not a Number

When you work with Hometown Coverage, you have a local guide who will answer your questions and be there when you need assistance.

Education, Not Pressure

Our goal is to help you make confident decisions and find coverage that fits your needs, your budget, and your stage of life.

Peace of Mind

Insurance is not just about a policy. It is about peace of mind — and knowing you have someone in your corner.

READY TO GET STARTED?

Let's Find the Right Coverage for You

Whether you're exploring Medicare, Life, or any other protection options, Michele is here to guide you through every step — no pressure, just honest answers.